So, you’ve found it. The dream car. Shiny, cheap, suspiciously well-priced, and maybe too well-priced. It’s the kind of deal you’ve been looking for.
But wait, before you part with your hard-earned money and ride off into the sunset in what might actually be a deathtrap on wheels, have you done a salvage check first?
Don’t worry if you’re not sure what that is. Most people have never heard of it unless they’ve been burned—or literally smoked—by a dodgy motor in the past. But trust us, this tiny bit of due diligence can save your money, your bank account, and potentially yourself.
What Even Is a Salvage Check?
A car damage check tells you whether a car has ever been declared a total loss by an insurance company. This history check will also reveal the damage photos.
Now, some of these vehicles are sold off at auctions, bought by professional repairers, patched up, and put back on the market.
On the surface? Looks great. Under the bonnet? You never know.
Vehicle Write-Off Categories in the UK
In the United Kingdom, vehicles that have been written off by insurance companies are assigned specific categories to indicate the extent and nature of the damage. These classifications help determine whether a car can be repaired or must be permanently removed from the road.
- Category A: The most severe classification. The vehicle is beyond repair and must be completely scrapped, including all parts. It is never permitted to be driven again, even on private property.
- Category B: Also irreparable for road use. While some parts may be salvaged for reuse, the vehicle itself must be scrapped. It cannot be legally returned to the road.
- Category S (formerly Category C): Indicates structural damage that is considered repairable. The vehicle’s chassis or frame has sustained significant harm but can potentially be restored to a roadworthy condition.
- Category N (formerly Category D): Refers to non-structural damage, such as issues with the electrical system or cosmetic elements. These vehicles are generally easier to repair, though underlying issues may still exist.
Vehicles assigned to Category S or N may still be safe, legal, and functional—but only if the repairs have been completed to a professional standard. Buyers should exercise caution and ensure thorough inspections are carried out before purchasing such vehicles.
But Why Should I Care?
- Your insurance might skyrocket: Some insurers won’t even touch a salvage title vehicle. Others will cover it, but with premiums that’ll have you considering a bicycle instead.
- Resale value drops harder than you can imagine: You’ll struggle to sell it later. Buyers will vanish faster than your savings if the engine blows.
- You might be driving a hazard: Not all repairs are created equal. Some are done by qualified technicians. But others, not so much. And unless you’re a mechanic, you won’t know until it’s too late.
- Safety: If you’re letting the people and things you care about the most ride in your car, you want to be sure the thing won’t fold in a fender bender.
How Do I Check?
You can run a salvage check online using the car’s registration number. Loads of sites offer it—some free, some for a few quid. It’s faster and could save you a world of grief.
Some checks also include MOT history, mileage discrepancies, outstanding finance, and whether the car was previously reported stolen. Basically, it’s a digital background check, but for cars.
What If I Still Want It?
Salvage cars can be a bargain. Maybe you’re handy with tools, maybe you’ve found one repaired by someone who knew what they were doing. Just make sure:
- You get a full vehicle inspection by a professional. Yes, even if it costs money.
- You understand the insurance implications.
- You’re not banking on reselling it quickly.
- You’re absolutely sure that Frankenstein’s monster of a motor won’t collapse mid-roundabout.
Final Thoughts
Buying a salvage car can work out, but it’s not for the faint-hearted. If you love surprises, sure—skip the check. But if you’d rather know everything before deciding, spend five minutes and do a salvage check.
